Home Loans

Buying your first home is one of the most important purchases, and possibly the biggest expense you will have in life. Taking the first step towards owning your own home is exciting but we know that it can be a daunting experience, so at MacNab we take the stress and uncertainty out of the process.

We will guide you through the process, do all the legwork, cut through the mortgage jargon and provide you with the best possible options for your circumstances. We will look at your financial situation holistically to work out what you can afford to borrow, and what you can afford to repay. With a wide option of lenders to choose from we will work to get you into the property market as quickly as possible by helping you to choose the right loan to suit your circumstances. We fight to get the best deal for you, not the banks or lenders.

As a first homebuyer, you could be eligible for a first home owners grant, or stamp duty concessions, and we will ensure we unearth all the possible savings and entitlements for you. We are experts in being able to answer all of the questions you may have when entering the property market for the first time. Owning your own home does not need to be an impossible dream, learn from our experience, and let us make buying your first home easier with our expert advice and support.


Is it time to buy your next home? You’ve been through it before so you know that organising a home loan can be a headache. Even if it is the second, or fourth time you are purchasing a property, it doesn’t make the process of organising a home loan any easier, and as the finance market changes, so do the requirements from you.

If you are looking to upsize, downsize or even move to a new area we can find you the right home loan to meet your needs. We work with you to look at your complete situation, we work out how much you can borrow, we will explain all the costs involved and make your current mortgage or property work for you.

There may be extra challenges in buying your ‘next’ home. You may be relying on selling your current home to be able to finance the next. There may be a gap you need to cover between the sale of your current home and the purchase of your new home and you may require bridging finance. Or you may want to turn your current home into an investment property and use the available equity to fund your next home purchase. We bring the expertise to ensure you are given the correct advice and confidence through each step.


If it’s been two years since you’ve assessed your home loan interest rate, it’s been too long. The home loan market is competitive and a new loan structure could offer greater flexibility or features that better suit your current needs. Interest rates, income, lifestyle and living expenses change, so why shouldn’t your home loan!

Refinancing can be simpler than it looks, and can save you money. At MacNab we are here to make refinancing effortless. We will deal with all the paperwork, decode the fine print and provide you with the best solutions to make an informed decision.

Refinancing can save you a lot over the lifetime of your loan, with reduced repayments or a shortened loan term. We can not only look for a new home loan with a better rate and more features, but through refinancing you could free up cash, or borrow additional funds for renovation or investment. Firstly, you need to know if it’s worth doing, and that's what we’re here for.